800 sounds cheap...
lawyer is a must=== fully redemption from DBS and taking from another bank--- but be careful, bank charges still applies-- better check with DBS how much you will need to pay, I paid at about $1,300 ...
so total switching cost will be ard 2k--- and if you are taking sibor or sor linked package, there is only 4 days in a year you can fully repay your loan without penalty, which is one day the interest changing day...better check with the lawyer
It is much more expensive than you would expect to switch a bank...
5 个回答
看来是省不了的了，感谢！
我们不是要switch bank，就是单纯做full payment。因为手里的钱别的也干不了了。炒股不在行，买投资房现在价位太高。放在银行利息太低了，干脆还完房贷，过几天无债一身轻的日子。
你的说关于sibor的信息很有用！我们就是这种floating rate的配套。
贵了
教你一招，Email过去告诉他价钱贵了点，可不可以便宜，他就会给你便宜点的。我原来报价也是800多，后来是600多。
我是托朋友办得，她的老公是律师
我只是开了一张支票给朋友后就没管了，事情办完了，她开回一张支票给我，因为我当初开支票时只是算个大概，她扣除律师费后就把多余的钱还给我，我想因为是朋友，她算我的律师费很便宜。
有便宜的律师，请推荐一下
俺也是要FULL REDUMPTION。DBS说用他们的律师要400~500
还要给三个月通知。。。这银行和律师怎么都这么贪婪。
如果你找到便宜的律师了，请推荐一下。