http://blog.moneysmart.sg/home-loans/ocbc-has-got-a-new-home-loan-package-heres-why-the-dbs-fhr-should-be-worried/
Currently, for the first three years, this is how the OCBC 36FDMR looks: OCBC 36FDMR + 1.03%. To save you the calculation, that means you can expect to pay 1.68% for the first year if you take out a home loan or refinance with OCBC now. (Note: This is for a private property loan. For bank loans for HDB flats, it's 1.78%)