1. 夫妻PR，想申请SC后再买BTO，但有些疑问，现在BTO收入顶限是12K，夫妻俩基本工资总和不到12K。收入顶限指的是基本工资吗？？ 我每年有第13个月花红，再加1个月的gratuity。老婆每年有2个月花红。这样平均下来每个月就超过12K了，还可以申请BTO吗？？
收入顶限算的是基本工资
2. PR或者SC 如果要买BTO 或者Resale 组屋，国内有一套房产，但没有贷款，必须要卖掉吗？真的会查到吗？请教一下过来人，如何处理呀。
By right 必须要卖掉。By left 中国贪官的房产多了，没见谁是因为房子多被查的，都是先被查才知道有那么多房子。。。
论坛里有HDB的大部分在国内也有房产吧，楼主不必太担心 [titter]
1. 夫妻PR，想申请SC后再买BTO，但有些疑问，现在BTO收入顶限是12K，夫妻俩基本工资总和不到12K。收入顶限 ...
请问如果basic超过12k就不能申请BTO了吗？还是只是不能申请HDB贷款？
都不可以，如果超过一点点还可以appeal~~~
不过可以考虑买EC啊~~~上限14000
可是我查HDB的网站$12000是gross啊
Income Ceiling (Average Gross Monthly Household Income)
要是gross超过14000也不能申请EC了吗？
可是我查HDB的网站$12000是gross啊
Income Ceiling (Average Gross Monthly Household Income)
对啊，我看HDB网上也是写的GROSS（average gross monthly household income).
不明白到底是basic还是gross?
对啊，我看HDB网上也是写的GROSS（average gross monthly household income).
不明白到底是basic还是gros ...
HDB对这个gross的定义应该是最近三个月的平均工资，只要你不把分花红的那个月算进去，应该就是basic
Gross Monthly Income From Work refers to income earned from employment.
For employees, it refers to the gross monthly wages or salaries before deduction of employee CPF contributions and personal income tax. It comprises basic wages, overtime pay, commissions, tips, other allowances and one-twelfth of annual bonuses.
For self-employed persons, gross monthly income refers to the average monthly profits from their business, trade or profession (i.e. total receipts less business expenses incurred) before deduction of income tax.
http://stats.mom.gov.sg/SL/Pages ... nd-Definitions.aspx
楼主可以参考这个看看，虽然并不是出自HDB，不过我想Gross就是指包括了bonus
对啊，我看HDB网上也是写的GROSS（average gross monthly household income).
不明白到底是basic还是gros ...
楼主可以参考看看这个，虽然并不是出自HDB， 个人认为Gross指的是包括了bonus的平均工资（Average Gross Monthly Household Income）
http://stats.mom.gov.sg/SL/Pages ... nd-Definitions.aspx
Gross Monthly Income From Work refers to income earned from employment.
For employees, it refers to the gross monthly wages or salaries before deduction of employee CPF contributions and personal income tax. It comprises basic wages, overtime pay, commissions, tips, other allowances and one-twelfth of annual bonuses.
For self-employed persons, gross monthly income refers to the average monthly profits from their business, trade or profession (i.e. total receipts less business expenses incurred) before deduction of income tax.
按照字面上的意思，gross应该是包括了花红，可是在HDB的网页上作资格测试的时候，HDB计算income的时候只要求填夫妻双方最近三个月的收入。
我也不是很清楚，中介都说是basic
basic不是更好，不用愁了
BONUS都是不固定的，难道要算去年的？
我觉得楼主就照实写BASIC就好
