为什么说买二手车便宜?有点高不懂

Advantages of New Car
Perhaps the most attractive advantage of buying a new car is its warranty. Usually, the warranty comes with free car servicing. A new car is equipped with new paintwork, new tyres, new engine and the likes. Considering that the car is brand new, you can rest assure that the car is accident-free. The owner is at liberty to customise the accessories for the car, such as its bodykit and spoiler. Psychologically, the owner of a new car will probably experience a euphoria high from purchasing a brand new item. Lastly, new car interest rate is relatively lower, translating to lower interest paid for a new car loan compared to a used car loan.

Advantages of Used Car
Purchasing a used car means that you are paying much less as compared to a new car of similar model. Furthermore, a used car depreciates less as the first owner has already absorbed most of the loss. More often than not, additional car accessories do not raise the price of the car. You probably be able to get a fully-equipped used car with super stereos and racing add-ons at a greatly discounted price. For some models that are no longer in production, they can still be found in the used car market. If the previous owner takes good care of the car, you may be buying a used car at almost new condition, but at a much lower price.

这个是网络上给的一些参考文章。但是我觉得二手车也不怎么便宜啊。不知道到底是我哪里搞错了,希望有经验的朋友能给我指点一下。

就拿一个例子来说:
http://www.sgcarmart.com/used_cars/info.php?ID=50577&DL=1137

比如Toyota Camry官方版本的不是PI的,$90,988。
vs
21-Mar-2007注册的车卖71,800。

假设这类中档车型不提前报废,一共给你开120个月,花90988,不考虑维修,贷款等额外因素,也就是一个月花758.25在车上。
如果买这台21-Mar-2007注册的车,还能开92个月,花71,800,不考虑维修,贷款等额外因素,也就是一个月花780在车上。

当然买2手车里面会有节约贷款利息等一些因素,不过贷款节约的钱和汽车提前老化维修还有"处车"情节的损失就算他相互抵消吧。
这样也看不出来为什么很多人说买二手车的话,大多数损失都是first owner承担了,也没有觉得会有明显的划算,或者甚至有些更加不划算的感觉。

哪位高人来解释解释?谢谢
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5 个回答

赫连琬群

你漏掉了一个重要的东西 叫做PARF rebate
简单的说你要算上十年杀车的时候可以拿回50%的OMV

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赫连琬群

另外你的价格是2.4的旧车和2.0的新车
比的不太对

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池杰滢

一般不会开到10年啦,亏损要用卖车时候的价算
10年后杀车的时候还可以拿回差不多14.5K=50%的OMV (Camry OMV 大概29K)

其实那个07年的车原车主卖的也就能拿回60K。所以除非是真的打算开到COE满10年,通常如果是2年后卖,还是买旧车亏的少。

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姜英冰

我笨啊,还是不明白,怎么得出来07年的车原车主卖的也就能拿回60K
能给详细的举例说明吗?谢谢.

OMV就算开满10年也能拿回来一半?,OMV rebate是按照什么什么公式算得?

下面的连接是关于PARF rebate的,
http://www.sgcarmart.com/news/writeup.php?AID=13
还是看不懂......

还有请问一下如果去衡量对于买家来说比较合理的二手车价格?有没有什么民间公式或者傻瓜算法?

谢谢

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池杰滢

60k是我估计的
dealer卖71k,降价可以便宜到68K。再扣除dealer的profit,那么dealer收购的价格也就差不多60K了
买卖二手车看paper value+body value
paper value = 剩余的COE + PARF rebate
body value = 看行情吧

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  • 姜英冰 提出于 2019-07-19 20:38