Dbs房贷
近日收到dbs的短信，说利率8月可能会涨，现在有两个配套可以选择，想问问大家怎么看
配套1:
Year 1: 1.75% p.a.
Year 2: 1.75% p.a.
Year 3: FHR8 + 1.85% p.a.
Thereafter:
FHR8 + 1.85% p.a.
Commitment Period: 2 Years
配套2:
Year 1: FHR8 + 1.45% p.a.
(currently all-in 1.65%)
Year 2: FHR8 + 1.45% p.a.
Year 3: FHR8 + 1.45% p.a.
Thereafter:
FHR8 + 1.45% p.a.
Commitment Period: 2 Years
The current Fixed Deposit Home Rate 8 (FHR8) is 0.20% p.a.
Repricing fee $300
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封素伊
目前感觉配套二比较划算
差别只是第一第二年，之后的话配套2会便宜些。