发贴问问银行贷款

2019-07-19 20:21
最近买房子的这么多,大家都在哪个淫行贷款的啊

我刚收到 chartered的,大家看咋样啊

(1)1-Year Fixed (Min Loan $100k) – 1 year lockin

Year 1 1.98% (fx)

Year 2 3M SIBOR + 1.25%

Thereafter 3M SIBOR + 1.25%


(2) 2-Year Fixed (Min Loan $100k) – 2 years lockin

Year 1 1.98% (fx)

Year 2 2.18%(fx)

Thereafter 3M SIBOR + 1.25%

(3) 3 mth SIBOR (No lock in period)Min Loan $100k

Year 1 SIBOR + 1.25%

Year 2 SIBOR + 1.25%

Year 3 SIBOR + 1.25%

Thereafter SIBOR + 1.25%


另外,哪里能看到历年 的SIBOR啊

谢谢

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2019-07-19 20:21

公羊启

同问这个问题,大家一起来讨论吧
这个是UOB的


Fixed Rate Packages

80% loans

1 Yr Fixed / 2 yr Lock in

Yr 1: 2.99 (Fixed)

Yr 2: 2.99% (HMBR less 1.51%)

Thereafter:3.75%(HMBR less 0.75%)

2 Yr Fixed / 2 yr Lock in

Yr 1-2: 3.15% (Fixed)

Thereafter: 3.75%(HMBR less 0.75%)

3 Yr Fixed / 3 yr Lock in

Yr 1-3: 3.25% (Fixed)

Thereafter: 3.75%(HMBR less 0.75%)




Variable Rate Packages

< 80% loans

1yr lock in

Yr 1: 1.98% (HMBR less 2.52%)

Yr 2: 2.88% (HMBR less 1.62%)

Yr 3: 3.28%(HMBR less 1.22%)

Thereafter:: 3.75%(HMBR less 0.75%)

2yr lock in

Yr 1: 1.88% (HMBR less 2.62%)

Yr 2: 2.68% (HMBR less 1.82%)

Yr 3: 3.28%(HMBR less 1.22%)

Thereafter:: 3.75%(HMBR less 0.75%)

3yr lock in

Yr 1-3: 1.60% (HMBR less 2.90%)

Thereafter:: 3.75%(HMBR less 0.75%)







HDB Mortgage BR : 4.50%

2019-07-19 20:21

缪宁珍

大家拿bank loan一般多久可以拿到Letter of Offer?SCB的process慢到。。。
1-2weeks说。急S人了, 贷个20W,钱又不多,processing慢的要S。
当你apply的时候,banker sales都告诉你很快很快,等你确定要拿他们的loan,等待他们的processing简直慢到,让人体会到“人为刀俎,我为鱼肉".只能慢慢等待。