这里好象没有人投资基金。。
都投资股票。。。
3 个回答
这话说得。我回答一下吧。
主要考虑 信誉， 回报， 以及佣金 ---〉to the unit trust itself, credit and reward are the same for all the followings. sale charge varies. but some other factors also involves.
1， 保险公司， ---> usually they sell investment-linked policy, in which you enjoy both UT investment and life insurance. those charges for UT are same as that defined in the fund house's prospectus. tradeoff is that the total sum of assured is less than the normal life insurance without investment factors;
2， 银行 ---> they are either selling their own trust or cross selling the trusts of other fund house. charges are also same as those defined in prospectus.
3， 证券公司 ---> i never tried, but think this is same as bank in terms of charges.
4， http://www.fundsupermart.com. ---> the most selling point is the lower than prospectus sales charges, which is about 2%. and as your portfolio gets bigger, the rates will be lower too. for details, pls check their web site! one alternatives is dollardax.com
5, 其他 ---> dun know, also dun think it's neccessary to know.
大家发表意见。。 ---> ppl here also very fed up with the market liao. so it's understandable to have no reply to the post having less concerns.
补充一下：3， 证券公司
我用的POEMS, 有些UT的sales charge比银行要低。不过上次一个UOB的financial adviser说，银行S/C高是因为他们会给专业的分析。