上周看了个lakeside 一个房子，34x那边的，97年造的，满足了我要好学校，地铁近，工作方便的要求房子还算新，虽然屋主cov要到了5万 （pr卖），我还是出了。不过厨房，厕所还是要重新装的。
现在就是贷款的问题了。ocbc的一个，写的是3年可以免费换一次吗，我就喜欢上了。大家看怎么样，或者有其他推荐的吗？谢谢了

Variable Rate Package


1st year – 1.08%

2nd year – 1.28%

3rd year – 1.78%

I would strongly recommend for this package as it provides you with a one time free conversion on top of the 2 other benefits which was provided to all packages.

Let me guide you through this package, this package provides you:

1.One time Free conversion (Only given for this package)
2.First year free fire insurance
3.0.4% Legal Subsidy capped at $2000

A One Time Free conversion means that you would be able to do a convert of your package at any point in time within the 3 years lock-in period of the package or after 3 years lock-in period.

It gives you the flexibility and the assurance that you may want to change your package when you see that the market is doing well and you would like to do a conversion.

The board rate has also been stabled at 4.5% since 2007. Hence, I would recommend this package for the advantages that you would be having.