好像很低，是不是有什么隐形的条款？有没有人有申请过这个公司的贷款？
Secure your attractive 3-year fixed rates, lower than the prevailing HDB Concessionary Loan Rate, and start saving on interest cost now.
3-Year Fixed Rate Package
Period Interest Rate* (% p.a.)
1st Year 1.19% (Fixed)
2nd Year 1.49% (Fixed)
3rd Year 1.59% (Fixed)
Thereafter 3.25 (HHR# - 1.25)