房产达人们来给个建议

最近一个朋友问了我这样一个问题,我没经验,听说这里达人很多,所以上来问问达人们。

他们的情况:
男的公民,父亲是LTSVP, 女的是PR,目前还没有结婚。如果他们想一套HDB,一套公寓,好像只能先买HDB然后再买公寓,但升级到公寓有时间限制?他们这种情况,该如何计划下呢,是买二手租屋还是BTO,是买二手condo还是期房。他们是想在大选前把两套都买了,现金足够付两套的首付。未来还是住condo,租hdb出去。
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5 个回答

丁群

男的加老爸买二手HDB。
女的自己买公寓。

然后再结婚?

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缪罡德

这样结婚的时候需要卖掉HDB么,不懂这个情况政策是怎样的啊
如果这样可以那就很容易了哈

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缪罡德

还有一个情况就是男的收入比较高点,女的收入比较低点,刚开始工作
好像问题又有点复杂了啊。。。

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丁群

前提是两个人有足够的财力能自己供房子或者全款买。
网上看到的官方回答。不过他们的情况是SC(>35y)+SC/PR 
至于这个是不是符合SC+LVTP加PR的组合,最好还是直接问HDB。
 
 “Letter from HDB after my GF wrote in to inquire. She is holding on to a HDB under her own name now with 5 yrs MOP fulfilled. We are contemplating Condo or HDB as my own ppty and I am over 35. Thank you for your email of 25 June 2014. 1) If he is to purchase a HDB flat under single scheme now, and subsequently when we get married in the near future, can we still hold to 2 HDB flats? Husband and wife are considered one family unit. After your marriage, you and your husband's name cannot be listed in two separate flats. You would have to inform the HDB Branch Office managing the estate either your name to be included in your husband's flat or the vice versa. If you include your name in your husband's flat, then you will need to dispose off your existing flat. This applies to your husband. He needs to dispose his existing flat, if his name is included in your flat. 2) Same goes to purchasing a condominium. If he is to purchase a condo now, and subsequently when we get married in the near future, will my current HDB flat be affected? After your marriage, you will have to include your spouse in your HDB flat as owner or occupier, he would generally have to dispose his private residential property. Notwithstanding the above, the HDB could consider allowing flat owner who subsequently marries a private property owner, to include their spouse as occupier or owner of the flat, while their spouse retains the ownership of the private residential property. The flat owner and spouse must continue to reside in the HDB flat and the private residential property is only meant for investment purpose. If your spouse wish to retain the private property after the marriage, you may submit an appeal to the HDB Branch then. As lease and tenancy matters, including eligibility for inclusion of ownership are administered by the HDB Branch Office, you may wish to contact your town Branch managing your flat for specific advice.”

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缪罡德

两个人供房估计没问题,全款拿不出来,能拿出全款的估计也不会想这么多。。
女的估计4-5K,男的薪水可以变动,所以贷款估计不是问题,现金估计450K左右。

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  • 缪罡德 提出于 2019-07-18 13:40