玩脱了? 基准利率恢复涨势　银行上调房贷利率

最近本地银行基准利率恢复涨势，银行纷纷上调房贷配套的利率，一些固定利率配套也从市面上消失。
　　据了解，星展银行的3年固定利率配套，首3年的利率上周刚从1.98％调高到2.28％。
　　星展银行的定期存款率房贷配套（FHR）也调高了利率，原本首3年的利率是FHR+1.10％，现已调高到FHR+1.50％；如果只锁定2年，那首2年的利率为FHR+1.30％。锁定期之后的利率从FHR+1.60％调高到FHR+1.80％。
　　星展提供的定期存款率房贷配套，是按银行的1年和2年新元定期存款利率来计算。该行目前新元1年期和2年期定存的利率分别是0.25％和0.55％。
　　另外，马来亚银行上周调高了2年期固定利率配套，从之前的第1年1.78％和第2年1.98％，调高到第1年1.98％和第2年2.18％。该行也已停止了3年期固定利率配套。
　　华侨银行昨天则推出了SG50促销配套，只要完成网上的一个问答题，就能享有第1年1.50％的房贷配套，但接下来的利率与银行现行利率（board rate）挂钩，这个促销于本月21日结束。
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伏莺

附赠资讯... OCBC SG50 Homeloan
via　http://ocbc.com.sg/personal-banking/Loans/sg50homeloans.html
　
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Simply watch the video below and answer the question to get a chance to win a Home Bundle Deal worth up to S$5,000*!
Question Where was the OCBC SG50 Home Trail event flagged off?
ANSWER NOWWant to find out more?Have us call youLearn more about OCBC Home LoanIn partnership with:　Important noticesTerms and conditions governing OCB SG50 Home Trail QuizTerms and conditions governing OCBC SG50 Home Trail Promotion*Notes for home bundle deal - The value of the home bundle deal of up to S$5,000 is the interest savings on OCBC products in this promotion. The S$5,000 value is derived with the assumptions as illustrated below. If the loan amount is higher than the loan amount used in this illustration, the interest savings will be higher. The total interest savings of S$5,000 consists of:Savings of S$3,442 on the OCBC Home Loan
This is based on the interest savings for the 1st year for a home loan of S$820,000 on 30-year tenure at 1.50% per annum compared to the average interest rate (for one year) on the current standard 3-year Lock-In Variable Rate package at 1.68%, 1.98%, 2.28% for year 1, year 2 and year 3 respectively; and Savings of S$1,558 on the OCBC Renovation Loan
This is based on the interest savings for 5 years for a renovation loan of $20,000 at 2.50% per annum compared to the current standard renovation loan package of 5.38% per annum on a monthly rest basis.
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  • 伏莺 提出于 2019-07-18 11:39

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