er 貌似你不是从事金融业的吧,完全没了解金融业涵盖银行,财会,证券等多重行业,其中赌博的成分非常小之小。不否认金融业不是直接创造财富的行业,但却是推进市场资本有效分配的行业。的确对工程师非常敬佩,然而残念的是,即使下一次危机来临之时,世界政府第一维护的仍将是金融业,因为如果银行,证券交易所及保险公司倒闭的话,受损最大的将是普通民众。或许看到雷曼倒闭时很多金融人员失业挺解气,然而报纸不会宣扬的却是,很大部分当初的失业人员又很快在别的金融公司找到工作。其实对于金融人员而言,换工作是家常便饭,即使没有危机时也一样。雷曼倒了,野村和巴克莱很快又跟上。业内的一句话就是, once in the club, always in the club。与其慷慨陈词,不如进一步了解这个行业以完善对其的监管。
lol. Put in this way. I would not opine on sth i dont really have a clue. without a proper stock market. where is apple and microsoft?
Even the concept of securitization is intend to lower the cost and better manage the risk. The bank like JPMorgan invent it did not get burned. it is the banks blindly follow it get burned.
Finance does not kill ppl. Greedy kill ppl. The same as nuclear power plant & US riffle association.