BTO Launch Pricing Forecast
Even though HDB has not announced the launch prices for the upcoming BTO exercise, we can forecast an estimate price range for each property type in the respective estates based on previous exercises.
Bidadari
Geylang
Yishun
Woodlands
Forecast
Min
Max
Min
Max
Min
Max
Min
Max
HDB 3 Room
$330,000
$390,000
$280,000
$330,000
$155,000
$190,000
$145,000
$200,000
HDB 4 Room
$460,000
$560,000
$410,000
$485,000
$250,000
$300,000
$230,000
$315,000
HDB 5 Room
$550,000
$640,000
-
-
$325,000
$395,000
$310,000
$395,000
These forecasts take into consideration both nearby resale transaction prices and launch prices in recent BTO exercises. Adjustments account for differences in property age and location. For example, a BTO launch that is nearer to an upcoming MRT station or commercial development is likely to be more expensive than a similar home that is further to key transportation nodes and commercial activities.
Estimated Monthly Cash Payment Above CPF (by Income Level)
Based on SRX's pricing forecast, the table below compares affordability across the upcoming BTO launches.
Legend: Red means that income level may not be able to qualify for a mortgage per MAS
30% MSR RuleBidadari Median* Monthly Cash Payment
Your Household Income
$1,000
$2,000
$3,000
$4,000
$5,000
$6,000
$7,000
$8,000
$9,000
HDB 3 Rooms
$1,058
$851
$666
$482
$297
$90
$0
$0
$0
HDB 4 Rooms
$1,671
$1,464
$1,279
$1,094
$910
$702
$472
$242
$12
HDB 5 Rooms
$2,018
$1,811
$1,626
$1,441
$1,257
$1,049
$819
$589
$359
*Based on Bidadari median pricing forecast of $360,000 for HDB 3 Rooms and $510,000 for HDB 4 Rooms and $595,000 for HDB 5 Rooms
Geylang Median* Monthly Cash Payment
Your Household Income
$1,000
$2,000
$3,000
$4,000
$5,000
$6,000
$7,000
$8,000
$9,000
HDB 3 Rooms
$834
$627
$442
$257
$73
$0
$0
$0
$0
HDB 4 Rooms
$1,416
$1,208
$1,024
$839
$654
$447
$217
$0
$0
*Based on Geylang median pricing forecast of $305,000 for HDB 3 Rooms and $447,500 for HDB 4 Rooms
Yishun Median* Monthly Cash Payment
Your Household Income
$1,000
$2,000
$3,000
$4,000
$5,000
$6,000
$7,000
$8,000
$9,000
HDB 3 Rooms
$293
$86
$0
$0
$0
$0
$0
$0
$0
HDB 4 Rooms
$711
$504
$319
$135
$0
$0
$0
$0
$0
HDB 5 Rooms
$1,058
$851
$666
$482
$297
$90
$0
$0
$0
*Based on Yishun median pricing forecast of $172,500 for HDB 3 Rooms and $275,000 for HDB 4 Rooms and $360,000 for HDB 5 Rooms
Woodlands Median* Monthly Cash Payment
Your Household Income
$1,000
$2,000
$3,000
$4,000
$5,000
$6,000
$7,000
$8,000
$9,000
HDB 3 Rooms
$293
$86
$0
$0
$0
$0
$0
$0
$0
HDB 4 Rooms
$701
$494
$309
$125
$0
$0
$0
$0
$0
HDB 5 Rooms
$1,028
$820
$636
$451
$267
$59
$0
$0
$0
*Based on Woodlands median pricing forecast of $172,500 for HDB 3 Rooms and $272,500 for HDB 4 Rooms and $352,500 for HDB 5 Rooms
The figures show you an estimate of the extra monthly cash instalments you have to fork out after CPF deduction. These estimates take into account the prevailing
CPF OA contributions, HDB's
Additional Housing Grant (AHG) and
loan interest rate.
Depending on your household income, a cash payment highlighted in red means that it may not be affordable for you to purchase that BTO.
Assumptions:
1. Buyers have sufficient savings for the 10% downpayment.
2. The monthly instalment is based on the maximum tenure of 25 years at HDB concessionary interest rate of 2.6% p.a.
3. Household income is based on two buyers, both aged 35 and below and their monthly income is not more than $6,000 each.
4. Does not take into consideration Special Housing Grant (SHG) for non-mature estates, where applicable.
Disclaimer: Calculations provided above for financing are for general reference only. StreetSine Singapore Pte Ltd accepts no liability whatsoever arising from any use of or reliance on the use of these tables.
https://goo.gl/qlC9l3
(联合早报网讯)建屋发展局展开今年第二轮组屋销售活动,推出8748个组屋单位供买家选购。
这些组屋包括4802个预购组屋单位和3946个剩余单位。预购组屋分布在六个项目,分别位于非成熟市镇兀兰和义顺,以及成熟市镇比达达利(大巴窑)和芽笼。最便宜的二房式灵活单位售价(不含津贴)从7万3000元起跳,位于兀兰;最贵的三代同堂单位最低售价(不含津贴)则为62万2000元,位于比达达利。
符合条件的首次买家能享有高达8万元的购屋津贴,包括多达4万元的额外公积金购屋津贴,以及高达4万元的特别公积金购屋津贴。
建屋局今年总共将推出1万7000个新单位。本轮组屋销售活动本月24日截止申请。下一轮组屋销售活动会在8月,将有3850个武吉巴督和盛港的单位供买家选购。
https://goo.gl/5TgwEK