沙发，一个月利息最多1.18%，不如360。不过没附加条件。另：有顶线吗？没看到
Interest Rates Earn higher interest if you do not make any withdrawals monthly and quarterly. Plus, enjoy an even sweeter interest rate when you top up fresh funds of S$10,000 and make no withdrawals within that quarter. Also, with no lock-in period, you can enjoy the flexibility to deposit and withdraw anytime.　If you withdraw within the month, you only receive 0.05% p.a. monthly base rate.
No withdrawals this month?
　 0.60 % a year
No withdrawals this quarter?
　 1.15 % a year
Top up fresh funds of S$10,000 with no withdrawals this quarter? 2.35 % a year

<!-- <p style="padding:0px 25px 0px;" mce_style="padding:0px 25px 0px;">*Promotional interest rate from 02 Jan - Mar 2014</p> --> *Fresh funds refer to funds not transferred or withdrawn from existing OCBC Bank deposit accounts and re-deposited or funds in the form of OCBC Bank cheque/cashier's order/demand drafts.
How it works <!-- <p>Sweeten your bonus interest rates when you top-up fresh funds of S$10,000 and make no withdrawals within that calendar quarter. Plus, you have the flexibility to deposit and withdraw anytime with this account.</p> -->
All funds in the Bonus+ Savings Account enjoy a monthly base interest of 0.05% p.a. If no withdrawals are made, the interest rate will be 0.60% p.a. for 2 months and 1.15% p.a. for the third month. If no withdrawals are made in the quarter and there is minimum $10,000 fresh funds deposit, the interest rate will be 2.35% p.a. for the third month. The maximum effective　interest rate for the account will be 1.18% p.a.

These 3-month periods are defined as the calendar quarters of the year: January, February and March April, May and June July, August and September October, November and December

也是烂东西。
第一和第二个月只有0.6% （如果我没记错）
第三个月2.5% （实际平均只要1.4% 左右）
然后又一堆条件
如，每三月要有新资金。
然后三月没提款。
不符条件，利率只有0.6%。

啊，水哥一语道破真机
没看到那个2.35只是第三个月的，坑…