根据MAS的标准是这样的: Term life 可购买的保障死亡(最大保额限制400k),终生残疾TPD, 重疾CI 是30种疾病(目前市场上的是37种)。可选的payment term是5年,20年,或者到65岁。 Whole life 可购买的保障死亡(最大保额限制200k),终生残疾TPD,重疾CI 30种疾病。可选的payment term是到70岁,或者到85岁。
下面是所有保险公司Direct Purchase Insurance(DPI)的网站
1)Direct Purchase Insurance from NTUC Income. http://www.income.com.sg/insurance/life-insurance/direct-purchase-insurance
3)Direct Purchase Insurance from Aviva. http://www.aviva.com.sg/life-and-health/for-individuals/direct-purchase-insurance/
4)Direct Purchase Insurance from Manulife.
https://www.manulife.com.sg/direct-insurance.aspx
5)Direct Purchase Insurance from AXA Life. https://www.axa.com.sg/buydirect
6)Direct Purchase Insurance from Prudential. http://www.prudential.com.sg/corp/prudential_en_sg/solutions/protect/
7)Direct Purchase Insurance from Great Eastern. https://www.greateasternlife.com/sg/en/personal-insurance/find-the-right-plan/protect-myself-and-my-family/life-protection/direct-great-term.html
8)Direct Purchase Insurance from Tokio Marine Life Insurance. http://www.tokiomarine.com/sg/en/personal/protect/protect-your-life/direct-tm-basic-term.html
9)Direct Purchase Insurance from Etiqa Insurance Pte Ltd.