孩子是外国人身份吗?第一次真的听说这样的事情。
那个住院保险就是Supreme Health,如果还有现金Rider的话,那个叫Total Health。
貌似他们的合约是这么写的
The Life Assured shall be deemed to be a Foreigner residing overseas on the
date (“the Relevant Date”) the Life Assured;
(i) is not a citizen or permanent resident of the Country of Issue; and
(ii) has resided outside the Country of Issue for more than 180 days,
whether continuously or otherwise during the Period of Insurance
immediately prior to that Renewal Date.
关键是看那个“whether continuously or otherwise during the Period of Insurance”。