Calculation for ARF: 1. For cars with OMV below $20K: OMV - VES rebates = ARF 2. For cars with OMV between $20k-$50k: [{OMV - 20000} x 140%] + 20000 = X X - VES rebate = ARF 3. For cars with OMV above $50k: [{OMV-50000} x 180%] + 62000 = X X - VES rebate = ARF