see what happened today. 1m sor increase to 1.76654% from 0.86134% 1/9/08 3m sor increase to 1.69717% from 1.22757% same date those who took sor package are in high interest risk now due to short term liquidity dry up of the banks locally affected by U.S. you only know what is good and bad after it really got tested.sweet dream of SOR/SIBOR package ends....