standard chartered.
1 year lockin
Y1, 1.7% fixed
Y2, 3M sibor+1%
Y3, 3M sibor+1%
thereafter 3M sibor+1%
UOB
2 years lockin
Year1, 3M SOR +0.65%
Year2, 3M SOR +0.85%
thereafter, 3M SOR +1.5%
求比较这两个package，基本上现在貌似SOR低一些，UOB的比较划算，但是历史上SOR大部分情况比SIBOR高，又是两年lock in， 不知道SOR rate靠不靠谱